Traffic Ticket Defence
Fight your traffic ticket in London, Ontario. Speeding, careless driving, stunt driving, red lights. Protect your licence and insurance rates. Free consultation.
Our Service
Traffic Ticket Defence Services — serving London, Middlesex County, Southwestern Ontario.
The Real Cost of a Traffic Ticket in Ontario
The fine on your ticket is not the real cost — it is the insurance increase that follows. A single speeding conviction can increase your insurance by 15-30% for three years. On a typical policy, that is $1,000 to $3,000 or more on top of the fine. Three demerit points for speeding does not sound bad until your renewal premium jumps $50 to $100 per month. Before you pay or fight, understand what is actually at stake and whether fighting makes financial sense for your situation.
Demerit Points and Insurance Impact
Speeding 1-15 km/h over carries 0 demerit points with minimal insurance impact. Speeding 16-29 km/h over carries 3 demerit points and a 5-15% insurance increase. Speeding 30-49 km/h over carries 4 demerit points and a 15-30% insurance increase. Speeding 50+ km/h over carries 6 demerit points plus a stunt driving charge with 50-300% insurance increase or policy cancellation. Careless driving carries 6 demerit points and a 25-50% insurance increase. Disobey traffic signal carries 3 demerit points and a 10-20% insurance increase. Fail to yield carries 3 demerit points and a 10-20% insurance increase. Follow too closely carries 4 demerit points and a 15-25% insurance increase.
Should You Fight, Negotiate, or Pay Your Traffic Ticket?
Fight your ticket when you have 3 or more demerit points at stake, when the insurance impact over 3 years exceeds the cost to fight, when there are genuine evidence or procedural issues with the ticket, or when your driving record already has points and more could trigger a suspension. Negotiate at early resolution when you were clearly speeding but want to reduce points and insurance impact, when a reduction from 4 points to 3 points saves significant insurance cost, or when you want a faster resolution without going to trial. Paying may be acceptable when the ticket carries zero demerit points such as minor speeding under 16 km/h, when you have a clean record and the insurance impact will be minimal, or when the cost and time to fight exceeds the potential savings.
How Our Traffic Ticket Defence Process Works
Step 1: Ticket Review — We review your ticket, analyze the charges, assess possible defences, and calculate whether fighting makes financial sense given the insurance impact. Step 2: Disclosure and Strategy — We request Crown disclosure, review officer notes and evidence, identify weaknesses, and develop a defence or negotiation strategy. Step 3: Court Representation — We appear in court for you, whether to negotiate a reduction or fight at trial. Most clients never need to attend court at all. We handle everything from first appearances to final resolution.
Types of Traffic Tickets We Defend
We defend all types of traffic tickets in Ontario including speeding tickets from minor infractions to 49 km/h over the limit, careless driving charges which carry 6 demerit points and up to $2,000 in fines, stunt driving and racing charges for 50+ km/h over the limit with mandatory licence suspension and vehicle impound, distracted driving tickets for cell phone and handheld device use, red light and stop sign tickets, fail to yield and unsafe lane change tickets, following too closely charges, driving while suspended charges, no insurance charges which carry fines of $5,000 to $50,000, and commercial vehicle violations including CVOR impacts.
Free Consultation
Call 365-882-9515 or book online to speak with a licensed paralegal at no obligation.
Frequently Asked Questions
How much does it cost to fight a traffic ticket?
Our traffic ticket defence fees typically range from $300-$800 depending on the charge. This is often less than the insurance increase you would face from a conviction. We offer free consultations to discuss your specific case.
Should I just pay my traffic ticket?
Paying a traffic ticket is an admission of guilt that goes on your driving record for 3 years. This can increase your insurance by 15-25% and add demerit points. Fighting the ticket often results in reduced charges or dismissal.
Do I have to go to court for my traffic ticket?
No. When you hire us, we appear in court on your behalf. You do not need to take time off work or deal with the stress of traffic court. We handle everything from start to finish.
How long will this affect my insurance?
A traffic conviction typically affects insurance rates for 3 years from conviction date. Impact varies by insurer and offence. Fighting often costs less than long-term insurance increase.
Contact LegalAssist
Phone: 365-882-9515
Email: info@legalassist.london
Location: London, Ontario N6A 2L1
Hours: Monday–Friday 9:00 AM – 6:00 PM