Got a Speeding Ticket in Ontario? Here’s What You Need to Know Before You Pay
Paying a speeding ticket is a guilty plea that adds demerit points and can raise your insurance premiums for three years. This post explains your three optio...
Frequently Asked Questions
How long do I have to respond to a speeding ticket in Ontario?
You have 15 days from the date on the ticket to respond. If you miss the deadline and do nothing, you are convicted by default — the fine becomes payable, demerit points go on your record, and you lose your chance to fight it.
Will a speeding ticket raise my insurance?
Almost certainly. A speeding conviction shows up on your driving record, and insurers review it at renewal. Minor convictions can raise premiums by 10–25% for three years; major convictions by 25–50% or more. The insurance increase is usually far more expensive than the fine itself.
What happens if the officer doesn’t show up at trial?
If the ticketing officer fails to appear at your trial, the charge is typically withdrawn. This happens more often than people expect. Requesting a trial gives you the chance to benefit from a no-show.
Do I need a lawyer for a speeding ticket?
No. Licensed paralegals in Ontario are authorized to represent clients in Provincial Offences Court. A paralegal can attend early resolution or trial on your behalf, negotiate reduced charges, and protect your driving record — typically at a lower cost than a lawyer.
What is a stunt driving charge?
If you were caught going 50 km/h or more over the speed limit (or 40 km/h over in a zone posted at 80 km/h or less), you face a stunt driving charge under section 172 of the Highway Traffic Act. Penalties include an immediate 30-day licence suspension, 14-day vehicle impoundment, fines up to $10,000, and possible jail time.
Contact Legal Assist
Legal Assist Paralegal Services — Licensed by the Law Society of Ontario. Serving London, Ontario and Southwestern Ontario. Call 226-272-5153 or email jeanfrancois@legalassist.london for a free consultation.